Making Spirits Bright with your REB Debit Card

Debit Cards are Easy and Convenient to Use!

Whether it’s booking travel or buying presents, using your debit card this holiday season will help make things easier and safer. Then you can spend quality time on what really matters — bringing smiles and joy to the most important people in your life!

Debit cards are safe and convenient; allowing you to spread holiday cheer with confidence. Using your tap-to-pay debit card can help you:

• Stay on budget with immediate and accessible balance information
• Speed up checkout time by avoiding writing checks or fumbling with cash
• Monitor payments and track purchases to lookout for fraud

Whether you’re shopping online or in-store, you can buy everything you need quickly and safely with your Rivers Edge Bank debit card.  

Learn More About REB Debit Cards

Holiday Shopping Brings Out the Scammers!

It is always important to stay diligent this time of year with the increased spending that holiday shopping brings.  This is a prime time for scammers and fraudsters to obtain your debit card or other personal information.  If you understand the various ways they try to obtain your information, the easier it is to stay one step ahead of fraud. 

Below are some tips and tricks to help protect your information this holiday season: 

Card Safety

Follow these simple steps to keep your debit card and financial accounts safer.

Steps to take:

• Use your PIN and the tap-to-pay feature whenever possible.
• Set up debit card controls through Online and Mobile Banking
• Set up fraud alerts through Online and Mobile Banking.
• Review financial accounts and statements regularly.
• Sign your card on the signature panel.
• Report lost or stolen debit cards to us immediately by contacting your local bank location. You can also turn your debit card "Off"  and report it lost or stolen via debit card controls in Online and Mobile Banking.  

Lost Your Debit Card?

Online Shopping

When shopping online, be aware of ways to avoid undue risk and keep your personal information free from fraud.

Steps to take:

• Shop with trusted brands. Look for the green padlock icon and HTTPS:// to ensure you’re on a secure website.
• Never give private information, such as your social security number, passwords, or birthdate to anyone online.
• Create strong passwords with more than eight characters, an uppercase letter and at least one number and/or special character.
• Use and update firewall software to protect your computer’s information.
• Avoid free or special product offers — these are usually too good to be true.

ATM Security

Be vigilant at ATMs. If something seems suspicious, contact us immediately.

Steps to take:

• Cover the PIN pad with your hand while entering your PIN.
• Use familiar ATMs in well-lit areas.
• Tug the card reader before inserting your card and look for card skimmers.
• Don’t use the ATM if the card slot or keypad look suspicious.

Personal Information

Phishing’s a scam in which fraudsters pose as legitimate businesses to trick you into divulging your social security number, account numbers, passwords or other sensitive personal information.

Hiding behind the anonymity of emails and phone calls, the fraudsters pretend to be reputable financial institutions, credit card companies, online service providers, retailers, etc. They’ll try and convince you there’s an immediate need to update your financial information.

Steps to take:

• Remember: no legitimate business will request this type of information.
• Don’t give out your personal information.
• When in doubt, hang up the call and then call the business or bank directly with a known and verified number

Learn More about Cyber Security

 

Your Local REB Location is Here to Help!

If you have any questions about your card or suspect your card has been compromised, please don’t hesitate to contact us.  We are here to help!  From all of us at the bank, we wish you a merry holiday shopping season and an even more joyful time spent with those you love.  Happy Holidays!

Rivers Edge Bank | Member FDIC