If You Row Someone Across the River, You Will Get There Yourself
We're more than bankers, we’re your neighbors and friends. Banking is about relationships.
It's about connecting with the people and businesses that make a community.
When you bank with Rivers Edge Bank, you reinvest in the community we share.
A Message from Our CEO & President
Welcome, and thank you for taking a moment to connect with us!
At Rivers Edge Bank, our hope is simple: that we can bring enough value to your life that you will allow us to be your trusted financial partner along your journey. Whether you’re opening your first account, growing a business, buying a home, or planning for the future, we are honored to walk alongside you every step of the way.
Rivers Edge Bank is a community bank in the truest sense. We live, work, and invest in the same communities we serve across southeast South Dakota and northwest Iowa. When our neighbors succeed, our communities grow stronger—and that’s good for everyone. Our approach is straightforward: we take in local deposits and use those deposits to make loans right here at home. Even more meaningful, our bank is community-owned, with shareholders in each of the towns where we operate. It’s a model that keeps opportunity and investment circulating locally and helps fuel the economic vitality of our region.
Our name reflects the spirit behind how we do business. We believe that when we focus on helping others reach their goals, we all move forward together. That philosophy guides how we serve our customers, support our communities, and work with one another as a team.
While our roots are grounded in relationship banking, we also recognize the importance of convenience and innovation in today’s world. That’s why we continue to invest in modern digital banking tools—allowing you to manage your finances anytime, anywhere—while remaining just as committed to personal service whenever you walk through our doors or pick up the phone.
Most importantly, none of this would be possible without the dedicated and talented team members who serve our customers every day. Their commitment to excellence, integrity, and community is what truly brings our mission to life.
Thank you for placing your trust in Rivers Edge Bank. We are grateful for the opportunity to serve you and look forward to building a strong and lasting partnership together.
Your Success Is Our Mission
Your Partner on the Journey – It is more than a catchy tagline. For us, each day begins with the belief that “if you row someone across the river, you will get there yourself.” We make it our goal to promote the well-being of everyone we work with, both in the bank and out in the community. Not only does this help them succeed, but it also benefits the community and, in turn, the bank.
Meet Our Team
Across our 5 locations in South Dakota and Iowa, the Rivers Edge Bank team consists of approximately 40 employees, and we’re ready to assist you with your financial needs! The employees you’ll work with are knowledgeable, friendly, trustworthy, and caring. After all, they are your family, friends, and neighbors. You won’t only see them working at the bank, you’ll find them volunteering for local causes, working on city councils, school boards, and other roles that make up our community.
Find Your Local Team Members
What We Do
We are passionate about helping our rural communities succeed. Rivers Edge Bank has made it our mission to serve you, our friends and neighbors, so that we can all prosper. Our journey goes back over 100 years in some locations, and we know how important it is for us to recognize the past while welcoming the future. We constantly strive to improve our products, services, and relationships as each year passes, and we’ll continue to aim for success and prioritize our communities and what makes our local banks unique.
Learn More About Our History
Personal Banking, Investing & Finance
Banking is built on relationships and, at Rivers Edge Bank, you’re a neighbor first and a customer second. Our personal banking products include a range of features designed to meet your needs. We also know sometimes life gets ahead of your finances; we have consumer loan options tailored to you.
Personal Banking Options
Business Banking, Loans & Finance
As a business owner, you pour yourself into what you do. You provide the attention and services your customers require to keep them coming back. We share the same passion for our business banking customers. We can help you create the best combination of accounts or loans to support your unique requirements and help you meet your goals
Business Banking Opportunities
Agricultural Banking, Loans & Crop Insurance
Our journey began with serving rural areas, we understand flexibility and creativity are required to succeed in farming these days. At Rivers Edge Bank, we offer personalized service and a variety of financial tools designed to keep your farm running smoothly. We also have a full line of crop insurance products designed to protect your farm and future.
Agricultural Banking Tools
Residential Mortgages & Underwriting
Whether you’re looking to build, buy, invest, or refinance, Rivers Edge Bank has mortgage loan options to fit your needs. With over 50 years of combined mortgage experience, our Mortgage Team is here to help see you through your goals.
Mortgage Options & Lenders
What Our Customers Say
“We have been lifelong customers of the Rivers Edge system and knew they were the perfect fit as we started our new business venture, 605 Sires. Having deep roots in the agriculture field, they know the ups and downs of ag trends and markets. They have been extremely helpful and understanding as our business has grown and developed over the past 5 years and are always willing to listen to new ideas as we continue to expand. The entire staff is always friendly and easy to work with. I would certainly recommend REB to anyone looking to start a new business or grow an old one. They understand the needs and demands of the business world and are always willing to listen.”
-Cory Schrag, 605 Sires LLC
“I recently moved to Howard, and I wanted to bank in my new community. Through my employer, I worked closely with REB and quickly trusted their staff. They welcomed me into their bank and community with proud, hard-working attitudes. Having done my banking with the same bank for 28 years prior, making the switch to a new financial institution was a bit unnerving. REB`s friendly staff replaced any hesitations I had with reassurance I was making the right choice. Being able to purchase my first home from “friends” was simply the best. [ I would recommend REB to] anyone who wants big city banking with a small-town atmosphere. There is no other bank I would rather entrust my finances to.”
-Kimberly Cleveland
“We love working with our small-town bank who is understanding of the farming operation and are very supportive. I enjoy the convenience of online banking. It`s nice to be able to see our accounts and watch for transactions to come through. The staff at REB was very helpful when it came to setting up the account and any other questions that came up. I check my online banking nearly every day. I love that I can check my accounts right from my cell phone. I like the conveniences of our “small town” bank.”
-Ashley Schwader
Where We Call Home
A number of our employees are born and raised in the communities they serve; some have returned to their hometowns; many are from similar rural areas and have been in their current area for years. This hometown connection means we’re proud of where we’ve come from and are eager to help our neighbors prosper. Below are the communities currently served by Rivers Edge Bank:
Current Locations:
A Community Bank in the Truest Sense
At Rivers Edge Bank, we spend a lot of time thinking and talking about the economic well-being of the rural communities we serve. We believe that we carry a large responsibility to lead and assist in each community’s economic success. Our belief is that economic success is best achieved when the focus is on the local community from multiple aspects.
First, as members of the community, we do business locally and encourage others to shop and do business locally as well. Second, our employees live in the community that they serve. In that way, the economic benefit of employment flows back into the community. Third, when business owners live in the community, company profits flow back into the economic framework of the community. Rivers Edge Bank strives to have shareholders living in each of our communities. Fourth, a community that reinvests in itself will prosper.
At Rivers Edge Bank, we seek to maximize each of these areas to maximize our positive impact on the community and we encourage others to do the same.
Rivers Edge Bank makes it our goal to support the organizations and businesses making a difference in our communities. Whether it is through volunteering our time and efforts, promoting their events, or financial support, we believe in helping those who help others. Discover some of these organizations by checking out those highlighted on our blog page.
See More Information in Our Blog
See How Rivers Edge Bank Can Help
Take the time and explore our website to see the ways Rivers Edge Bank can serve you. We make it our goal to be your partner on your financial journey. If you have any questions on what Rivers Edge Bank can do for you, please reach out by calling, emailing, or using the Contact Us message board.
Contact Rivers Edge Bank