Rivers Edge Bank strives for competitive rates with flexible financing. Each of our locations has ag lending officers available with an extensive background in agriculture. Most, if not all, of our lenders are current farmers themselves or have worked in the ag industry previously. They understand the process and the importance of being able to work closely with a lender.

Agriculture Real Estate, Buildings & Improvements

Looking to set roots by purchasing land or wanting to develop the land you own by adding improvements? Rivers Edge Bank is here to help by offering agricultural loans designed for you. Your ag loan officer will take the time to listen to your ideas and ensure your goals are reflected in the customizable repayment options. With many different payment terms available, we can help you pick the option that fits your cash flow. Whether you’re purchasing or refinancing pasture, tillable acres or adding buildings such as grain bins, machine sheds, cattle or hog barns, we want to work side-by-side with you to grow your farm operation.

We believe there is a bright future in farming. If you are a beginning farmer, we can work with the Farm Service Agency as well as other beginning farmer programs to get financing that fits your next big step. Having worked with numerous beginning farmers and the FSA program, our loan officers are familiar with the multiple ways FSA can assist you. To learn more, find a lender in your community today.

Livestock

Rivers Edge Bank is proud to work closely with our livestock industry. We are here to help with financing for your herd expansion. We will be there from the first to the last purchase of breeding livestock and any equipment needed in between. Whether you work on your own or with the help of the local Farm Service Agency, give us a call, we are here to help!

Single-Pay Notes

In some situations, adding certain costs to an Operating Line of Credit may not be the most strategic option. Rivers Edge Bank offers short-term loans with non-advance features and repayment options tailored to you and your cash flow. These single-pay notes are perfect for:

  • Grain inventory - to allow for marketing opportunities.
  • Equipment upgrades - when purchasing new equipment while waiting to sell an existing piece of machinery
  • Feed inventory - to allow for livestock sales
  • Larger repair expenses - to allow for repair before harvest or livestock sale

Our team of knowledgeable ag loan officers is here to determine which options suit your situation best. Contact us today to talk through your options.