Personal Banking Services: Online & Mobile Banking Options

Secure online banking access is an industry standard, but with so many features and functions available online, quality customer service is often sacrificed. At your neighborhood Rivers Edge Bank, we offer the convenience of online banking coupled with a personal touch to best serve all of our customers, including individuals and families, farmers and other business owners in our tight-knit communities. With so much available at your fingertips, we promise we are just one call away when you need a meaningful connection to keep you grounded. 

Enroll for Online Banking with Rivers Edge Bank

Gone are the days of digging through piles of paper to find your bank statement to inform financial decisions—when you open online bank accounts for checking and/or saving with Rivers Edge Bank, you’re granted digital access to your accounts 24/7 free of charge. Easily initiate transfers between your Rivers Edge Bank accounts, view transaction history, download eStatements, sign up for alerts to keep your account balance top of mind, pay your bills, and set up notifications to detect any suspicious spending. Online banking eliminates the limits that stand in the way of you taking full control of your finances.

To get started creating your secure online banking profile, follow the steps below:

  1. Click the yellow Login button in the upper right-hand corner of this page.
  2. Choose Enroll Now
  3. Follow the instructions to complete the enrollment process. Have your social security number and bank account number on hand so you can quickly enter all requested information.

It’s that easy!

Mobile Banking Possibilities for Android or iOS

The only thing better than 24/7 access to your bank accounts is 24/7 access anywhere you go. Mobile banking allows you to check your balance, make transfers, deposit your checks, and more while on the move. Forget the burden of remembering a traditional password—link your accounts to your fingerprint or face ID for easy access and enhanced protection without worrying about compromising your account.

Complete the following steps to take control of your finances and enjoy convenience at your fingertips:

  1. Go to the Google Play™ Store on your Android or the App Store® on your iPhone and search for Rivers Edge Bank to download the app on your phone.
  2. Once the process has finished, open the app on your phone.
  3. Enter the username and password you created when you enrolled in online banking and get started. If you’re not currently enrolled in online banking, you can set up your login on the app.

More Great Features with Digital Banking

The Rivers Edge Bank online banking system and mobile banking app have a host of features to make managing your finances more convenient, more accessible and more secure. Customize alerts to receive notifications about suspicious spending or to track updates as money is deposited or removed from your account as you await a direct deposit or schedule an automated bill.  Use Bill Pay to pay your bills quickly and conveniently while saving time and money by not buying stamps or running to the post office. Every feature is designed around your needs, and all are easy to get started with via the Rivers Edge Bank digital banking systems today.

Alerts

Life gets busy and logging in to monitor your account isn't always the first thing on your to-do list. Setting up notifications using alerts means you don't have to! With a variety of options in the categories of Security, Balance, Transaction, Transfers, ATM/Debit card, Loans and more, you can choose what's important to you. Set up is easy! Using the Online Banking browser or Mobile Banking app, select Manage Alerts in the Menu. You can set up multiple alerts for the same category that will alert at different points during the day. If you have any questions, reach out to a Rivers Edge Bank representative today.

NOTE:  Alerts do not notify you on a real-time basis or via push notifications.  They will contain real-time information, but you will need to select what time of the day you would like to receive your alert.  The alert will then come to you via your choice of text or email.  For example, if you set up an alert to let you know when your account is under $100.00, you would select a time and method to receive that text.  It doesn't automatically alert you once the low balance occurs. 

Mobile Deposit (only available via Mobile Banking)

Save a trip to the bank and take advantage of the mobile deposit feature in the Rivers Edge Bank app for fast deposits with no travel required! To make a deposit from your phone, simply:

  1. Log in to your Mobile Banking app on your smartphone.
  2. Choose the Menu option at the bottom of your screen. 
  3.  Select the Deposit Checks option on the left side of your screen. 
  4. Follow the instructions provided to process your deposit.

Navigate to the History tab to see your deposit history and status, including pending, accepted or failed checks. If a deposit fails, we’ll notify you right away via email.

To reduce the risk of a failed deposit, be sure to properly endorse the check by including the following:

  • "For mobile deposit only at Rivers Edge Bank" (or check the box if provided)
  • Your signature
  • The date of your deposit

        OR     

You may deposit up to $2,500 per day using mobile deposit, and all checks are processed each business day by 4pm. Any deposits submitted before 4pm will be processed the same day, while deposits added after 4pm will clear the next business day. For more tips and tricks, visit our Mobile Deposit FAQs. 

Bill Pay

Keeping up with all of your bills and tediously watching the calendar for due dates is an unnecessary burden. Our digital Bill Pay feature allows you to simplify your accounts payable process without expending so much energy on looming deadlines. Here are some steps to get you started:

  1. Contact your local REB location to enable the Bill Pay feature.  We will ask you to which account(s) you would like to have Bill Pay access.  Because we prioritize your security and take fraud seriously, a quick call helps us keep your account safe while also opening new doors for you to use banking technology at your convenience. If there are multiple accounts that you would like to be able to utilize for Bill Payment, one of our representatives can assist you at this time.
  2.  Log into your Online Banking via the bank website or Mobile Banking via your app.  Click on Menu and select Move Money. 
  3. Under Bill Pay Enrollment, click Enroll Now.  Follow the on-screen instructions to complete the Enrollment process. 

Once you’re enrolled, you will see a Bill Pay option ready to use under the Move Money option in Online and Mobile Banking. 

eStatements

With bills under control, online mobile banking also provides the opportunity to go fully paperless and receive eStatements detailing your transactions. Budget better with your spending history and account balance available at a moment’s notice on our mobile app or online.

To enroll an account to receive an eStatement, go to Menu in your Online or Mobile Banking.  Then select Secure Messages.  Next, select Choose a Form to Submit under the Submit a Form section.  In the on-screen pop-up, select eStatement Enrollment and fill out the form.  You can include all the accounts you want to switch in Requested Accounts field. 

Debit Card Controls

You will be able to control your debit card through your Online Banking system or Mobile Banking app.  This will increase convenience, security, and financial management capabilities.  With features like instant card lock/unlock, transaction alerts, and temporary card limit adjustments make your debit card experience customizable to what works best for you.

To access these features, select Manage Cards on your Menu.  A list of your current cards will appear.  You can easily turn you card on and off on this screen.  You can also select the card you would like to modify.  Once your card is selected, you can: 

  • Instant Lock and Unlock Your Card - Turn your card on and off by selecting the large red/green button at the top of the screen. 
  • Name Your Card - You can establish a name for your card with this feature.  This is extremely useful if you have multiple cards so you can make sure you are controlling the right card. 
  • Request Temporary Spending Limit Increase - If you have a big purchase coming up, you don't have to call the bank to request a temporary limit increase.  You can simply activate it yourself.  It will temporarily increase your limit for 30 minutes and then automatically go back down to your regularly established limit after that time limit expires.  
  • Change Your PIN - Want to change your PIN?  Did you accidentally forget it?  Changing your PIN is a breeze with this feature.  Simply click the option, enter a new PIN, confirm it, and then you are all set.  We always suggest making your PIN something that isn't easily traceable.  For example, don't use your birthdate, house number, or the last four of your SSN.   
  • Report Your Lost or Stolen Card - If you lose access to your card, you can immediately report it lost or stolen.  This will halt any transactions from happening on your card.  If it is after-hours, our team will reach out to you as soon as possible to get you a new card.  You can always call 605-648-3683 as well to report your lost or stolen card. 
  • Travel Notifications - Traveling soon?  Setting up a Travel Notification informs us of your upcoming trips to avoid interpreting any unusual activity as potential fraud.  Simply enter the location(s) you will be visiting and the beginning/ending dates of your trip and we will take care of the rest.  We always recommend paying extra attention to your account while traveling to make sure you are aware of any fraudulent activity on your card.  For more information on how fraud is detected and prevented on your card, check out our Debit Card page.  
  • Enable Automatic On/Off feature - If there are certain days and times you don't use your debit card, you can set it up that your debit card is automatically off during those times.  Simply toggle the feature on and add a new schedule action.  

Interested in More Features for Your Business? 

Ag and business account holders also have access to Business Online tools to help you streamline your cash flow.  Features include Access Management, Merchant Capture for remote deposits, and ACH Origination.  

 

Reorder Checks

Running low on checks? Not a problem. Rivers Edge Bank has partnered with Mainstreet Checks to give you the power to safely and securely reorder checks at your convenience.

  1. Log in to your Rivers Edge Bank online banking account or mobile banking app
  2. On your Menu, select the Check Orders option under Accounts. This will open a new tab.  If you have pop-up blocker on, you may have to allow your Online Banking site to generate pop ups or new tabs. 
  3. Enter you checking account number where it indicates and press Submit. 

Quicken® & QuickBooks®

To make tracking your finances even simpler, Rivers Edge Bank has partnered with Intuit® so you can have access to your accounts through Quicken® and QuickBooks®. Save time and effort by downloading your bank account history. If you have questions regarding Quicken® and QuickBooks® and how it relates to your accounts, please call your local Rivers Edge Bank. You can also find helpful information and tools from Intuit® below:

 

Reach Out to Rivers Edge Bank for Help with Digital Banking

At Rivers Edge Bank, we believe technology has the ability to enhance your banking experience, but we know it can never replace the trust and relationships we build with you. Online mobile banking is available when you need it, but more importantly, a friendly face from the Rivers Edge team is ready for you, too. If you need assistance enrolling, troubleshooting or accessing your account, call your local Rivers Edge Bank or contact us online to get in touch with our supportive team.