Local Agricultural Banking Solutions At Rivers Edge Bank

We understand that a farmer's work hours are sun up to sun down, leaving little time for trips to the bank. That's why we make it a priority at Rivers Edge Bank to provide convenient agricultural banking and cash management solutions in the rural Iowa and South Dakota communities we call home. With a variety of self-service business tools and resources tailored to ag operations, we make banking for farmers a breeze. In fact, many of our team members grew up around farms or involved in local agriculture, so we know first-hand how essential your daylight hours are. Stay focused in the field knowing tools like remote deposits, online bank account management and ACH payments are available at your convenience, and rest assured that our knowledgeable team is just a call away if you need any assistance.

What Is Agricultural Banking?

Agricultural banking is a suite of financial services tailored to farmers and other ag businesses.

Designed to make banking for farmers in rural communities more accessible, ag banking includes growth-oriented accounts, flexible debit card spending and intuitive business solutions for cash management.

As an agricultural bank rooted in our rural Iowa and South Dakota communities, we streamline and simplify cash flow for local farming businesses. At Rivers Edge Bank, we're your partner on the journey, helping your business thrive as you keep the local agricultural economy alive.

Comprehensive Cash Management Solutions For Farmers

By working with a bank familiar with farming seasonality and well-versed in agricultural operations, you gain a partner to help you grow business earnings in the off-season and support operations during peak harvest season. Flexibility and growth are ingrained in our cash management solutions to ensure smooth banking for farmers every step of the way. Discover our ag banking services, from business bank accounts and debit cards to online banking access and business tools.

Checking & Savings Accounts

Agricultural banking starts with the right checking or savings account to facilitate cash flow and secure earnings. Our Priority Business and Priority Plus Business checking and savings solutions offer perks to keep money in your pockets:

No service fees and no minimum balance required to avoid service fees
Free debit and ATM transactions
Tiered variable interest rates for increased earning potential

No service fees means you won't be penalized in the off season when there's less cash flow, but your accounts can still earn money through interest. Explore our ag banking solutions for flexible spending and future growth.

Ag Checking & Savings Options

Debit Cards

Ag checking account holders receive a free debit card for convenient spending. Purchase necessary supplies and equipment for your operations, and request a temporary limit increase directly from the Rivers Edge Bank mobile app when you need to make a bigger purchase. We ensure secure banking for farmers with 24/7 fraud protection services poised to detect suspicious spending and alert you to questionable transactions. When you're busy with daily operations, you can rest assured we have your back with diligent fraud protection so your funds stay secure.

Ag Debit Cards

Online & Mobile Banking For Farmers

In the agriculture industry, you're likely outdoors or in the field more than you're at your desk. Online and mobile banking for farmers makes it possible for you to take banking into your own hands. Monitor your accounts on the go, make mobile deposits at your convenience, control your debit card, manage alerts and more from your laptop or mobile device. Instead of dedicating precious daytime hours to a desktop, bank on your own time with the REB mobile app.

Online & Mobile Banking For Farmers

Ag Business Online

From processing payments from your customers to managing employee direct deposits, find out how our Business Banking Online cash management solutions can work for your business! Free for ag business account holders, Business Banking Online opens doors for streamlined farming operations. Sync account details with Quicken® and QuickBooks® to automate accounting processes and analyze financial trends. Use tools like ACH payments and direct deposit to automate payroll, while merchant capture capabilities enable remote deposits at your convenience. Spend less time at the bank and more time taking advantage of the resources your local Rivers Edge Bank has available for you anywhere you are, especially if you're a rural farmer or business owner looking for cash management solutions compatible with an on-the-go schedule.

Ag Business Banking Online

Supporting Local Agriculture With Convenient Banking For Farmers

As a dependable agricultural bank, we put our money where our mouth is. This means we don't just provide resources and banking for farmers—we also actively seek out ways to support and celebrate their contributions to our communities. Our team at Rivers Edge Bank proudly supports our local county fairs as well as the Rivers Edge Bank Ag Education Center at the Turner County Fair in Parker, SD. Promoting ag education is just one way we work to sustain local agriculture in our communities, showcasing farmers in action and highlighting their essential roles in the economy and community. We promote healthy business and flourishing farm operations with dedicated ag banking and lending services.

Trusted Agricultural Bank Services In South Dakota & Iowa

If you're looking to build a strong foundation for the financial side of your farm operations, look no further than your local Rivers Edge Bank. We're ready to support your business with convenient online cash management solutions and ag business bank accounts optimized for growth. Our experienced team of ag bankers and lenders provides second-to-none service for farmers seeking better banking. Contact us to get started with agricultural bank services today.