Trust Rivers Edge Bank with Your Personal Loans & Financing
At Rivers Edge Bank, there’s nothing more important to us than a personal touch. As your friends and neighbors, our local lenders want you to find fulfillment with passion projects, exciting getaways, and an upgraded vehicle—you name it, we want you to dream it. If life is moving faster than your finances or there’s an opportunity you can’t miss out on, we are here to provide personal loans, auto loans, recreational loans and more financing solutions so you can seize the moment. We won’t slow you down or get in your way, providing quick approval, competitive rates and manageable payment solutions that work for you. Rivers Edge Bank is your advocate with consumer loans customized to your needs and circumstances.
Personal Loans & Financing Options
For better or worse, life is full of surprises, but sometimes the biggest shock is the price tag. From life’s exciting moments, like upgrading the office to a nursery or planning a wedding, to its most mundane moments (like opening a faulty freezer to find a soggy mess), personal loans can be used as you see fit without having to withdraw funds from your bank account. Especially for emergencies like medical bills or a broken furnace on a winter day, personal loans provide funds fast and much more cost-effectively than a credit card. Instead of racking up a large credit card bill, receiving a lump-sum loan from your Rivers Edge Bank lenders will allow you to personalize a repayment schedule so you can be debt-free on your desired timeline with much lower interest rates.
Along with our competitive rates and personalized repayment plans, our experienced team of lenders ensures your personal loan process goes smoothly. The benefit of working with your local Rivers Edge Bank is being able to trust and talk to your lender when you need to while knowing we have a whole team available behind the scenes to support and guide you. Unlike a corporate bank with complicated hierarchies and limited facetime, we’re ready to assist you and be a friendly face with a thoughtful, timely response to your inquiries. We can even help you get a head start with our loan calculators to crunch the numbers and make informed decisions. Whatever life brings your way, we’re prepared to offer personal loans to help you follow through with can’t-miss opportunities and accept challenges in stride.
What can a personal loan be used for?
A personal loan is exactly that—personal. Almost anything you need funds for can be covered by a personal loan, including (but not limited to):
- Debt consolidation
- Home improvements
- Moving expenses
- Medical bills
- Home essentials
You name it, and a personal loan can quickly be available to you. However, there are a few notable exceptions a personal loan will never cover. Investments, college expenses (including student loans) and down payments toward a home cannot be considered for a personal loan due to existing regulations. Homeowners can view Rivers Edge Bank’s mortgage services for available assistance toward down payments and other large home expenses. Business owners must also be sure to apply for a business loan rather than a personal loan for any business-related expenses.
Check Out Our Car Financing Possibilities
Whether you’re ready to purchase the car of your dreams, wanting to refinance your vehicle or needing a reliable vehicle to get from point A to point B, Rivers Edge Bank is along for the ride with advice and expertise to help fund your big decision. Apply for an auto loan directly with Rivers Edge and receive guaranteed support throughout the entire lifespan of your loan. We’re readily available to answer any car finance questions and ensure the process is seamless for you. We quickly process loan requests to get you back behind the wheel, eliminating bumps in the road with convenient auto loans and car financing at your service.
Recreational Loans for Your Next Adventure
When the travel bug bites, Rivers Edge Bank is here to help with boat loans for your next fishing trip or snowmobile financing for your family’s winter expedition. Financing and fun don’t often go hand in hand, but we prioritize forming relationships with you to help fuel your adventurous spirit. Our recreational loans can be used for a variety of seasonal vehicles and equipment to help you live your best life, including:
- Jet skis
Whatever you’re up to next, Rivers Edge Bank empowers you to pursue hobbies you’re passionate about with prompt recreational loans designed to never skip a beat. When adventure calls, we’re ready to answer.
Ready Reserves Overdraft Lines of Credit
When life gets complicated, Rivers Edge Bank has protections in place to prevent a damaging hit to your finances. We work with customers from a variety of financial backgrounds and respect the unique circumstances that may arise, handling each unique situation with the utmost confidentiality and care. If a scheduled payment slips your mind or you forget to keep tabs on your checking account balance, our Ready Reserve overdraft protection is available as a line of credit to cover the difference and prevent an overdraft fee while you get back on your feet. Rivers Edge Bank’s Ready Reserves offer the flexibility you need to stabilize your finances, with personalized repayment options to best suit you. As a Rivers Edge customer, you can also take advantage of our many online banking features, including alerts that can notify you of your account balance so it’s always top of mind. You can count on us to have your back.
Our Personal Lenders Are Here to Help with Your Next Consumer Loan
If you need that extra nudge to help you take your next step toward an exciting opportunity or purchase, let Rivers Edge Bank assure you we’re here to help you make it happen with personal consumer loans tailored to your needs. Our personal lenders consider it a privilege to inspire our community members to take action and do what you’ve long dreamed of. Learn more about our personalized banking services, or call your local Rivers Edge Bank to connect with your neighborhood lender.