Agricultural Loans, Credit & More Ag Finance Services

At Rivers Edge Bank, we appreciate that farmers are in the business of sustenance. That’s why we’re in the business of sustaining local farming operations as an agricultural lender financing operations, livestock, equipment and more. Many members of our ag finance team were raised in the farming industry or currently own and operate farms, so we understand how unpredictable your expenses can be, especially with fluctuating crop prices. We offer competitive rates and unmatched customer service to make our ag finance services accessible for rural operations right here in the communities we call home. Work with Rivers Edge Bank to secure an agriculture loan or line of credit to keep growing your business and broadening your capabilities.

Your Community-First Agricultural Lender

Rivers Edge Bank is not a corporate bank. We’re a collection of small banks that joined together to form Rivers Edge Bank in the South Dakota and Iowa communities we call home. We wouldn’t be doing our job as a trusted local bank if we weren’t uplifting the people and businesses helping our communities thrive, and no one is more integral to that mission than farmers. Our team of agricultural lenders is ready to support your ag business pursuits with credit, loans and more financing opportunities as well as convenient digital deposit and online banking tools.

Optimize Cash Flow With An Ag Operating Line Of Credit

Our ag operating lines of credit are designed to provide you with a reliable source of cash to cover your day-to-day expenses. A line of credit works similarly to a credit card, with a revolving balance available to draw from and pay back over time. Our lines of credit can be paid off monthly, quarterly, semi-annually or annually depending on your term and needs. This makes a line of credit an ideal tool to supplement cash flow in off seasons.

Credit for agricultural expenses is often a more flexible option than a traditional loan because you can continue to use it and pay it off throughout the credit term. You can typically use a line of credit to your own discretion, but common uses include livestock, equipment, rent, seed and working capital. Conveniently manage your balance on Rivers Edge Bank’s online banking platform and take advantage of a full suite of business banking tools to streamline ag operations.

Ag Operating Lines of Credit

Fund Farming Operations With Agricultural Loans & Financing

Rivers Edge Bank offers agricultural loans and ag finance services for real estate, building upgrades, property improvements, livestock and more. Loans are best when you have a specific project or use in mind so you can work with our team of agricultural lenders to secure the amount you need and select a repayment plan that works for you. Repayment options are monthly, quarterly, semi-annually or annually. Our loans are available at competitive fixed or variable rates depending on what you need the loan for.

Whether you’re purchasing land, adding a new building like a cattle barn or expanding your flock of livestock, we can tailor our ag financing solutions to your goals so you can take the next step in growing your business. Use Rivers Edge Bank’s online loan calculator tool to estimate payments and plan for your farm’s future.

Agricultural Loans & Financing

Upgrade Technology & Tools With Farm Equipment Loans

Equipment and technology advances are essential for a farm operation to succeed. Let Rivers Edge Bank help finance your next investment through a farm equipment loan. If your purchase has a serial number, we can finance it, whether it’s new or used, purchased via public auction or private party—you get the idea! Our ag financing solutions cover tractors, combines, plows, mowers, sprayers and more with flexible repayment plans ranging from monthly to annually.

Rivers Edge Bank is also proud to be your agricultural lender for new technology and innovations driving the ag industry forward. We’ve supported rare genetics research and the development of drone technology through farm equipment loans as part of our commitment to help the agricultural economy flourish and evolve in our communities. We’re proud to be your partner for ag finance services to move ground-breaking business ventures forward.

Farm Equipment Loans & Financing

Contact Rivers Edge Bank For Ag Finance Services In Your Hometown

Rivers Edge Bank has a team of reliable agricultural lenders ready to serve you in your hometown. With local knowledge about rural projects and communities and farming expertise ingrained in many of us, we are your small-town, big-picture-planning lender for agribusiness. As technology advances and crop prices remain unpredictable, we’re here to support you with ag resources, agriculture loans and operating lines of credit. Reach out to your local Rivers Edge Bank today to learn more about our agricultural financing and credit solutions.