5 Simple Steps: Debit Card Safety At The ATM & Gas Pump

You know that tiny chip that was added to your debit card a few years ago? That little chip has helped reduce fraud due to counterfeit cards by 70% in just two years. But, many ATMs and fuel pumps haven’t converted to the chip technology yet making them prime targets for fraudsters who want to steal your info.

Gas Pump & ATM Safety Tips To Avoid Debit/Credit Card Skimmers

Debit and credit card skimming is a common threat, affecting anyone using a credit or debit card at ATMs, gas stations, retail stores and pretty much anywhere else you can physically use your card. Many of us may not know what to look for to avoid debit and credit card skimmers. However, our experts have devised five simple STEPS that can empower you to protect yourself and your card data:

Set online and mobile banking fraud alerts.

Tug the card reader. Is it loose?

Examine your surroundings.

Protect your PIN; cover it with your hand.

Scan for security tape seal on pump.

Here are some additional pieces of information that will help keep you safe:

ATM Safety Tips

Automated Teller Machines (ATMs) provide a fast and convenient banking alternative for account holders, but unfortunately, they create ample opportunity for credit card skimmers and scammers to take advantage. You can help prevent unauthorized access to your accounts by following these simple steps:

• Use an ATM in a well-lit area

Prior to inserting your card:

• Wiggle the gas station card reader. If you notice something suspicious call 911.
• Cover the PIN pad with your hand when entering your PIN to guard against hidden cameras.

Fuel Pump Safety Tips

Convenience is key in today's fast-paced world, and the days of paying for gasoline in person at a gas station or even with cash are long gone. While the convenience of paying at the pump is undeniable, it's of utmost importance to be aware of the potential risks like credit card skimming, pump tampering and cloning, data breaches and more. To avoid these risks, follow these simple steps:

• Use a pump closest to and facing the store.

Prior to inserting your card:

• Wiggle the gas station card reader. If you notice something suspicious call 911.
• Check that the security seal tape is intact. If the seal is broken, let the store know and pay inside.
• Cover the PIN pad with your hand when entering your PIN to guard against hidden cameras.

Additional Tips To Keep You & Your Financial Information Safe

Set security alerts for added safety and contact Rivers Edge Bank whenever you have questions about your accounts or your financial safety:

• Set your online and mobile banking fraud security alerts.
• Closely monitor your accounts and call your financial institution if you suspect fraud.

Contact Rivers Edge Bank To Learn More About Credit & Debit Card Safety

The good thing about working with your local Rivers Edge Bank is developing a personal relationship with our team, your trusted partners on your financial journey. We do everything in our power to earn your trust, but we also encourage you to trust your gut. Contact Rivers Edge Bank to learn more about common scams and safety tips to protect you and your personal information while using an ATM or gas pump.