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Rivers Edge Bank & NAU Country Offer Enhanced Crop Protection

June 30, 2023

We offer many crop insurance products to enhance your MPCI policy and cover some of the gaps in coverage. MPCI insures against severe losses on a unit basis, but our hail plan gives you acre-by-acre protection to give you full coverage (up to the value of the crop). Our hail policies also cover losses from Fire. Additional perils, including wind, are able to be covered in some states.

One frequently asked question we receive regarding crop hail insurance is "When does the hail insurance become effective?"  The answer can be broken into two time periods, which are the following:  

  • Before 8/1 - Policy is effective the earlier of 2 hours or 12:01 a.m. following the date and time of binding*
  • 8/1 & after - Policy is effective 12:01 a.m. of the day following the date of binding*

* Binding is considered when the agent keys and activates the coverage or we receive your request to bind coverage, you and your agent sign the application, and it is timely received in the appropriate processing office

If you are interested in finding out more about this vital protection of your crops, our agents would love to answer your questions like this one.  Contact your Local NAU Country Agent today to learn how we can protect your operation.  

Important Disclosures regarding crop insurance products offered by Rivers Edge Bank and NAU Country:  ©2019 NAU Country Insurance Company.  All rights reserved.  NAU Country Insurance Company is an equal opportunity provider.  QBE and the links logo are registered service marks of QBE Insurance Group Limited.  NAU and NAU Country are registered services mark of NAU Country Insurance Company. Not a deposit; Not FDIC insured; Not insured by any federal government agency; Not guaranteed by the bank; and may go down in value




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